Bank Account Setup

Essential for rent, salaries, and daily life in Germany.

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Financial Setup

Opening a German Bank Account

Having a local IBAN (International Bank Account Number) is crucial. Landlords often refuse to debit foreign accounts, and internet providers require a German account for contracts.

While modern FinTech banks (like N26 or Vivid) offer quick online verification, traditional banks (Sparkasse, Deutsche Bank) may require an in-person visit.

Required Documents

  • Valid Passport or National ID
  • Registration Certificate (Anmeldebestätigung)
  • Proof of Student Status (Immatrikulationsbescheinigung)
  • Tax ID (Steuer-ID) - often requested later

Need a Blocked Account?

For visa applications, you need a Sperrkonto (Blocked Account) proving you have funds for one year (~€11,208).

We partner with Expatrio and Fintiba to set this up in minutes.


Get Blocked Account Help